Hegna's Hotseat

The Three Phases of Retirement

Dec 3, 2017

When you retire, every day becomes Saturday! You'll need a guaranteed playcheck for all of those weekends because that's when you tend to spend the most money!

How to Get Paid for Living Longer: Mortality Credits

Tom Hegna

Nov 27, 2017

Wouldn't you want to be paid for every year you live longer? Mortality credits provide that reward. A 71-year-old is rewarded much more than a 34-year-old!

Objections are Inevitable

Tom Hegna

Nov 1, 2017

Ever have a client immediately object to your financial products when they walk through the door to an appointment? Objections are inevitable. Anticipate them.

How to Plan for Taxation Risk

Tom Hegna

Oct 23, 2017

Remember reading about Trump's tax proposal several months ago? Well we have more details now. Start planning NOW to manage your risk later during retirement...

The Story of the Cash Cow

Tom Hegna

Oct 14, 2017

Do you have some of these guys around your office? If so, I want to hear about it. They make a great conversation piece don't they? Tell me how they've helped!

Paying Down Debt Creating Cash Flow

Tom Hegna

Oct 4, 2017

Paying Down Debt & Creating Cash Flow is part four of Managing Your Debt taken from the full episode of Right on the Money.

Step out of the traditional box!

Tom Hegna

Jun 5, 2017

Wake up. Breakfast. Drop the kids at school. Arrive to the office by 8am. Start cold calling clients about life insurance. Lunch at 11. Leave at 4:30 ...

Tax Cuts, Long Term Planning and What it Means for Your Retirement

Tom Hegna

May 14, 2017

President Trump released his tax proposal a few weeks ago, now that the immediate reactions have cooled, let's take a look at some of the market reactions.