Hegna's Hotseat

The Three Phases of Retirement


hen you retire, every day becomes Saturday! You'll need a guaranteed playcheck for all of the family functions and social get-togethers because Saturday is probably the day you spend the most money. 

        There are really three phases we go through during retirement, and there is an optimal way to plan each one: 

        Let me tell you a little more about how life insurance can take care of both you and your kids. A permanent life insurance policy like whole life insurance has a guaranteed premium, guaranteed death benefit, and a guaranteed cash value. The guaranteed death benefit is what gives you the priceless feeling of knowing your family will be financially secure after you are gone. Furthermore, the guaranteed cash value is what  rewards you for living longer;  it builds up extra money for you to use on the seven Saturdays of your week!

See you on Saturday,

-Tom Hegna

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