HELP YOUR CLIENTS MAXIMIZE THEIR SOCIAL SECURITY BENEFITS

Tom Hegna's 2024 Guide to Social Security and Medicare

Tom Hegna’s Guide to Social Security and Medicare was created to help retirees understand Social Security and maximize their Social Security income. This easy-to-read guide lays out all the ways to get the most out of your Social Security benefit, with insights on topics including:

• When you should start claiming your Social Security benefits
• Who should delay retirement and how long to delay
• How spousal benefits can be utilized
• How to navigate Medicare
• How taxes can impact your Social Security earnings
• And more!



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Tom Hegna's 2024 Guide to Social Security and Medicare